Healthcare is expensive, even with insurance. High deductibles and out-of-pocket costs are causing people to hit pause on their health and more and more patients are feeling the pressure.

Patients are delaying or skipping medical care due to cost - not just major surgeries people are putting off. Routine care, check-ups, dental work, vision exams - things that help prevent bigger problems.

CARE NOW PAY LATER (CNPL) SOLUTION

This is where flexible payment plans and Buy Now, Pay Later (BNPL) models come in to provide needy patients the badly needed comfort and/or reprieve - This gives patients a way to say “yes” to care without the stress of a big upfront payment, while also helping practices avoid delayed payments or unpaid balances.

Care Now, Pay Later (CNPL) is a medical financing option that allows you to pay for your healthcare expenses in installments. This healthcare financing option can help you get medical procedures more quickly and affordably with automated approval (for existing customers of any business owned by The DCANS Group Limited, in the UK and Abroad), and relatively faster online approval for non-existing groupwide customers.

Also known as Healthcare Now Pay Later.

BENEFITS

CNPL offers benefits to both patients and service providers:

Patient Benefits

i They get care now, without financial panic.

ii They can budget with fixed monthly payments.

iii They avoid credit card interest or surprise billing.

iv They feel more in control - and more cared for.

Service Provider Benefits

Offering flexible payment solutions isn’t just good for patients—it’s great for your bottom line.

i Higher case acceptance: Patients are more likely to say “yes” to care when payment isn’t a barrier.

ii Faster, more predictable cash flow – You get paid upfront by the financing provider.

iii Reduced accounts receivable – No more waiting months to collect balances.

iv Easier financial conversations – No awkwardness when you can offer a real solution.

v More elective procedures accepted – BNPL helps turn “I’ll think about it” into “Let’s do it.”